Banking onboarding is the action of integrating a new customer in banking services. Achieving this means to verify a customer's identity and then activating its account in the service.
Mobile malware is real. Following the trend of more and more services to go mobile, fraudsters are going in the same direction as they're moving very fast from developing PC's malware to smartphone ones.
A Remote Access Trojan aka RAT is malicious software that provides the attacker with unlimited access to the victims' endpoints.
A SimSwap is a type of ATO (Account Takeover) focuses on the weaknesses of the identification process that involves SIM card.
ATO is an attack by Account Takeover, that is the scenario in which an attacker can take complete control of the victim's account.
The distinction between active and passive biometrics is based on the enrollment mode (activation) or training needed to be able to recognize the user.